"To mention that Joyce is an excellent financial advisor is probably an understatement. Throughout the planning, my well-being was her priority and she put in effort to analyse and recommend plans that are best suited for me. Joyce is earnest and articulate in turning jargons into layman terms. She is one of the best advisors out there and is someone whom you can definitely trust to recommend the right plans."

Andrew, Communications Specialist

“Joyce works with pride, high integrity and responsibility in knowing that what she does improves her client's life. These strong values are what set her apart as a genuine financial consultant who seeks to listen and understand, to suggest the best alternative for her clients."

Angela, Marketing Professional

“After buying multiple insurance policies and doing periodic financial reviews with other financial consultants, I always had the perception that I am well covered even though I did not know or understand the details of my policies. However, my opinion totally changed after I met Joyce. Not only did she identify gaps in my existing coverage, she made it easier for me to remember the important details of my policies. Most importantly, I gained a lot of knowledge and received fresh and objective perspectives on both my protection and investment policies from her. She is now my most trusted financial consultant and I would highly recommend her.”

Wei Jie, IT Professional

“I have come across many financial consultants who are unscrupulous and sales driven. Some even “sugar coat” their policies and deliberately leave out details. As a result, consumers end up being misinformed and buy policies under false impressions. However, Joyce changed my impression of financial consultants. She studied my policies in detail and explained to me in in a way that a person like me (who has zero knowledge in insurance) can understand. Her explanation was simple but detailed, informative but concise. When Joyce went through the policies with me, she made sure that I understood the fine print and ensured that I only signed up for the policy after all my clarifications were answered. I’d definitely recommend to have Joyce as your trusted financial consultant.”

Muhammad Faizal, Civil Servant

“I've known Joyce for a decade - she is always genuine and one of the best friends one can have. In planning my finances, she is very patient and spends as much time as necessary to ensure that I have a full understanding of my policies. She also tailored suitable wealth protection and accumulation plans based on my budget and needs. I highly recommend Joyce as a personal financial consultant - she is a trustworthy person will definitely commit to providing you with the best advice/guidance. I am sure that you will build a true friendship with her, beyond that of a transactional relationship. I am proud to have Joyce as my friend and personal financial consultant!”

Teresa, HR Professional

“It is rare to find a financial consultant who chose this field with the passion to help people. Joyce dishes advice to help you plan for the future, and encourages take up of plans catered to your circumstances and priorities. No hard selling, just candid, grounded advice. When we contemplated a switch in policy from another company, she even advised us against it after evaluating the financial implications for us.”

Nicole, General Manager